Monday, February 9, 2009

Esurance Powers Up for World Wildlife Fund's Earth Hour

SAN FRANCISCO, Feb. 9 /PRNewswire/ -- Esurance, the direct-to-consumer personal auto insurance company, announced the second year of its domestic partnership with World Wildlife Fund for Earth Hour. The event urges individuals and businesses to turn off their lights for one hour to raise awareness about the connections between energy use and our environment. This year's event will take place Saturday, March 28, from 8:30 to 9:30 p.m. in every time zone across the world.

Now in its third year, Earth Hour seeks to reach a billion people in over 1,000 cities worldwide. Atlanta, Chicago, Dallas, Miami, Nashville, Las Vegas, Los Angeles, and San Francisco are this year's flagship U.S. cities.

"As an auto insurance company, safety is always our main concern," said John Swigart, Esurance Managing Director and Chief Marketing Officer. "Our partnership with WWF's Earth Hour reinforces our commitment to the safety of our environment and emphasizes the need for businesses to provide solutions to the global problems we face."

As a special limited time promotion for Earth Hour, Esurance plans to offset the carbon emissions from vehicles insured by the auto insurance company through a custom Web page: http://www.esurance.com/earthhour The high-quality carbon offsets purchased from NativeEnergy support a wind energy project in St. Leon, Manitoba, Canada, which feeds clean power to the Midwest grid, providing energy to eight American states.

"Earth Hour lets people examine how their individual actions affect the global problem of climate change while sending a powerful message to leaders about the need to develop solutions for a sustainable future," said Leslie Aun, WWF's Vice President of Media Relations and Managing Director of Earth Hour US. "By supporting climate change initiatives like Earth Hour in the United States, Esurance leads businesses in America pursuing this goal and we couldn't be happier to have them on board."

Swigart concluded, "By acknowledging the roles automobiles play in the environment and providing a simple, free way for customers to invest in renewable energy, we hope to increase awareness and ultimately provide solutions to the climate crisis."

For more information, please visit: http://www.esurance.com/earthhour

About Esurance(R)

Esurance, a subsidiary of White Mountains Insurance Group, Ltd. (NYSE: WTM), provides personal car insurance direct to consumers online and through select online agents. Because of Esurance's virtually paperless online customer experience, Esurance car insurance customers have saved thousands of trees since the company's inception. Esurance has also helped plant and maintain approximately 70,000 trees to date by supporting a variety of urban reforestation programs. Esurance is also committed to safeguarding the environment through its own operational practices, including a fleet of hybrid claims vehicles and investment in renewable energy sources to offset the electricity used in each of its permanent office locations.

Over the years, Esurance's environmental initiatives have earned the company awards and recognition. In 2008, Esurance was inducted into the U.S. Environmental Protection Agency's Green Power Leadership Club for its significant purchase of renewable energy credits. For more information about Esurance's green initiatives, visit: http://www.esurance.com/environment

About World Wildlife Fund and Earth Hour

Earth Hour (http://www.EarthHourUS.org) is a global initiative of WWF in which millions of people around the world will cast a vote in favor of action on climate change by turning off their lights for one hour on March 28, 2009 at 8:30 pm local time. By voting with their light switches, Earth Hour participants will send a powerful, visual message to their leaders demanding immediate action on climate change. WWF is the world's leading conservation organization, working in 100 countries for nearly half a century. With the support of almost 5 million members worldwide, WWF is dedicated to delivering science-based solutions to preserve the diversity and abundance of life on Earth, stop the degradation of the environment and combat climate change. Visit http://www.worldwildlife.org to learn more.

Safe Harbor Statement under the Private Securities Litigation Reform Act of 1995

The press release may contain "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. All statements, other than statements of historical facts, included or referenced in this release which address activities, events or developments which we expect or anticipate will or may occur in the future are forward-looking statements. The words "will," "believe," "intend," "expect," "anticipate," "project," "estimate," "predict" and similar expressions are also intended to identify forward-looking statements. These forward-looking statements include, among others, statements with respect to White Mountains':

    *growth in adjusted book value per share or return on equity;
    *business strategy;
    *financial and operating targets or plans;
    *incurred losses and the adequacy of its loss and loss adjustment expense
     reserves and related reinsurance;
    *projections of revenues, income (or loss), earnings (or loss) per share,
     dividends, market share or other financial forecasts;
    *expansion and growth of our business and operations; and
    *future capital expenditures.

These statements are based on certain assumptions and analyses made by White Mountains in light of its experience and perception of historical trends, current conditions and expected future developments, as well as other factors believed to be appropriate in the circumstances. However, whether actual results and developments will conform to our expectations and predictions is subject to a number of risks and uncertainties that could cause actual results to differ materially from expectations, including:

    *the risks associated with Item 1A of White Mountains' 2007 Annual Report
     on Form 10-K;
    *claims arising from catastrophic events, such as hurricanes, earthquakes,
     floods or terrorist attacks;
    *the continued availability of capital and financing;
    *general economic, market or business conditions;
    *business opportunities (or lack thereof) that may be presented to it and
     pursued;
    *competitive forces, including the conduct of other property and casualty
     insurers and reinsurers;
    *changes in domestic or foreign laws or regulations, or their
     interpretation, applicable to White Mountains, its competitors or its
     clients;
    *an economic downturn or other economic conditions adversely affecting its
     financial position;
    *recorded loss reserves subsequently proving to have been inadequate;
    *other factors, most of which are beyond White Mountains' control.

Consequently, all of the forward-looking statements made in this press release are qualified by these cautionary statements, and there can be no assurance that the actual results or developments anticipated by White Mountains will be realized or, even if substantially realized, that they will have the expected consequences to, or effects on, White Mountains or its business or operations. White Mountains assumes no obligation to update publicly any such forward-looking statements, whether as a result of new information, future events or otherwise.